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Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC

Q: What is the NAV of Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC today?

As of the latest market close, the Net Asset Value (NAV) of Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC is Rs. .

Q: Is Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC a good mutual fund to invest in?

According to the independent ilovepsx AI Audit, Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC has a Master Score of 45.666666666666664/100. It has generated a 1-year return of % and ranks # in the Asset Allocation category.

Q: What is the expense ratio and fee of Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC?

The expense ratio for Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC is %. Over a 10-year period, this fee structure will create a noticeable drag on wealth compounding compared to category medians.

Q: Who is the fund manager for Alfalah Financial Value Fund - II (Formerly Faysal Financial Value Fund) - Alfalah AMC?

The fund is currently managed by at .

46 /100

Score Breakdown

Return (30%) 20.0

Risk Ctrl (30%) 14.0

Consistency (15%) 4.0

Cost Eff (15%) 3.0

Yield (10%) 2.7

Total AUM

Rs. 977M

Expense Ratio

4.08%

Category Rank

#6 of 15

✨ AI Analyst Thesis

⚖️ Neutral

Live NAV

Rs. 110.2500

0.00% 1D ▼ 0.07% YTD

Data As Of:
July 01, 2026

Interactive Performance

Growth of Rs.

Log Scale Payouts

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

46 / 100

Score Calculation Breakdown

Metric (Weight) Pts

Return (30%)

20.0

Risk Ctrl (30%)

14.0

Consistency (15%)

4.0

Cost Eff (15%)

3.0

Yield (10%)

2.7

Total Score 45.7

*Score is calculated using a weighted average of the fund's percentile rankings against peers.

Fund DNA X-Ray

How DNA is Scored

Return: 1-Year trailing return percentile vs category peers.
Risk Ctrl: Inverted volatility percentile. A higher score means it is safer than peers.
Consistency: % of positive returning months over 3 years.
Cost Eff: Expense ratio percentile. A higher score means it is cheaper than peers.
Yield: 7-Day annualized yield percentile.

*All dimensions map from 0 to 100. A larger, more balanced shape indicates a superior all-weather fund.

Hover chart to view raw metrics.

Health Checks

Clean Portfolio: Zero non-compliant or provisioned assets detected.
Outperforming: 1Y Return (-2.98%) beats the category median (-3.74%).
Volatile Path: Only 15 out of 36 months (42%) were positive over the last 3 years.
Expensive: Expense ratio (4.08%) is higher than the category median (3.16%).

AI Strategy X-Ray

In July 2026 the fund posted a -2.33% monthly return, lagging the KSE-100 benchmark which rose 2.34% over the same period. The underperformance stemmed from heightened geopolitical tension between the US and Iran, which spooked investors and pushed oil prices higher, while the State Bank of Pakistan kept the policy rate steady at 11.5%. Domestic inflation pressures remain elevated, but the central bank's policy stance offers some monetary stability. Overall, the fund’s high‑beta exposure to the banking sector amplified the downside in a risk‑averse market environment.

Key Manager Actions

Portfolio Shift: The fund trimmed exposure to non‑bank sectors, increasing its banking weight to 57.95% and adding a modest 2.92% allocation to investment and securities companies, signaling a defensive tilt toward familiar, liquid assets.
Yield/Return Dynamics: Despite a negative 2.33% month, the fund’s dividend yield remains negligible, and the forward P/E of the underlying index at 6.9x suggests limited upside valuation, reinforcing the need for capital appreciation over income.
Forward Outlook: With the policy rate anchored at 11.5% and geopolitical risks persisting, the manager is likely to maintain a banking‑centric stance while monitoring oil price volatility, positioning the fund to benefit from any stabilization in regional tensions.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

Click a holding to view history

Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

Plots the fund (Orange) against all peers (Gray) over a 1Y period. The dashed crosshairs represent the category average. The top-left quadrant represents high returns with low volatility.

AI Analyst Note

Engine Diagnostics

Internal structural metrics unique to this fund's macro class (Equity vs Debt).

Market Capture

Measures the fund's performance in bull (Up) vs bear (Down) markets. A ratio > 100% on the green side means it outpaces the market when it rises.

Trend & Momentum

RSI measures short-term momentum (overbought/oversold). SMA (Simple Moving Average) tracks medium-to-long term trends.

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Current Income Profile

Evaluates annualized yield vs category peers and checks if the underlying NAV is preserving its value while paying out.

Annualized Yield (7D)

--%

--

Income Health Checks

The "Truth" Chart: NAV vs Payouts

Shows historical dividend payouts alongside the fund's NAV. Beware of "Yield Traps" where the fund pays high dividends but the NAV line steadily bleeds downward over time.

Payout Consistency (3 Years)

Green = Payout Issued

--

Passive Income Simulator

If I Invest Today (PKR)

Estimated Monthly

Rs. 0

Estimated Yearly

Rs. 0

Based on current annualized 7D yield. Not guaranteed. Assumes constant rate.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

The "Fee Drag" Wealth Simulator

Projects the impact of the fund's Expense Ratio on a Rs. 1,000,000 investment over 10 years, assuming a baseline 15% gross market return. The red area is wealth permanently lost to management fees.

Expense Ratio

--%

Front/Back Loads

--

10Y Wealth Lost to Fees

--

Total Assets Under Mgt

Rs. --

Million

--

Category Scale

Compares this fund's size against all other funds in the same category to gauge liquidity and popularity.

Category High Rs. --M

Category Avg Rs. --M

Category Low Rs. --M

Fund Manager

--

Independent Trustee

--

Holds the physical assets. Prevents the AMC from absconding with funds.

Auditor

--

Verifies NAV math and prevents internal accounting fraud.

Pricing Mechanism

--

Forward pricing executes your trade at the next calculated EOD price.

The Manager's Dossier

Leadership track record, portfolio empire, and turnover risk.

The FMR Time Machine

Historical Vault

Select a Report

Browse the timeline to view historical PDFs and AI Insights.

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