I Love PSX – Home

Platform in Public Beta

Mutual fund data is currently under active development and may contain inaccuracies. We are working hard to refine our datasets. Please browse patiently!

Home > Mutual Funds > Debt > Money Market
atlas Logo

Atlas Money Market Fund - Atlas AMC

42 /100

Total AUM

Rs. 24.8B

Expense Ratio

0.60%

Category Rank

#13 of 29

AI Analyst Thesis
🐂 Bullish

Live NAV

Rs. 518.9200
▲ 0.12% 1D ▲ 5.07% YTD
Data As Of:
June 01, 2026

Interactive Performance

Rs.

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

42 / 100

Fund DNA X-Ray

Hover chart to view raw metrics.

Health Checks

  • Clean Portfolio: Zero non-compliant or provisioned assets detected.

  • Outperforming: 1Y Return (6.39%) beats the category median (6.30%).

  • High Consistency: 35 out of 36 months (97%) were positive over the last 3 years.

  • Cost Effective: Expense ratio (0.60%) is below the category median (0.91%).

  • Strong Momentum: Positive capital inflows (59.5% AUM growth).

AI Strategy X-Ray

In June 2026, the Atlas Money Market Fund delivered a one‑month return of 11.09%, modestly trailing its benchmark of 90% three‑month PKRV plus 10% average savings rates which posted 11.64%. Over the quarter and year‑to‑date, the fund’s returns remained slightly below the benchmark, reflecting a modest lag in capturing the full benefit of elevated policy rates. The fund’s absolute performance remained strong, with a YTM of 11.62% and a low‑duration profile that insulated it from interest‑rate volatility. Macro‑economic conditions—steady policy rate at 11.5%, double‑digit inflation, and robust M2 growth—continued to support attractive money‑market yields.

Key Manager Actions

  • June 2026 saw a dramatic reallocation from T‑Bills to cash, with cash balances jumping from 8.1% to 37.6% while T‑Bill exposure fell from 63.1% to 53.1%. This shift reflects the manager’s preference for immediate liquidity amid stable but high policy rates.
  • The fund’s one‑month return of 11.09% and a YTM of 11.62% demonstrate that it is capturing the prevailing short‑term yield environment, albeit slightly below the benchmark due to the higher cash drag. Over the longer term, the 5‑year annualized return stands at approximately 9.2% (55.88% cumulative), reflecting the declining rate cycle prior to the current high‑rate regime.
  • Looking ahead, the unchanged SBP policy rate at 11.5% and persistent inflationary pressures suggest that money‑market yields will remain attractive in the near term. The fund’s high liquidity and low duration position it to benefit from any further rate stability or modest upside, while maintaining its capital‑preservation objective.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

Click a holding to view history

Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

AI Analyst Note

Engine Diagnostics

Market Capture

Trend & Momentum

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

The Ultimate Portfolio Tracker

Stop Flying Blind.
Track Like An Institution.

You just researched the market's best. Now apply this exact same AI, state-of-the-art research, and tax intelligence directly to your own net worth.

Unlock The Free Terminal

No Credit Card Required • Free Forever for Retail

Risk Management

Tracks portfolio beta against the KSE-100, maps asset correlation, and alerts you to systemic volatility exposure instantly.

AI Tax Dashboard

Automated tax harvesting, CGT calculation, and Section 62 rebate optimization.

Universal Tracking

One unified dashboard for Stocks, Mutual Funds, Gold, and Cash accounts.

Institutional Analytics

Deep trade analysis, portfolio benchmarking, and real-time AI Risk alerts.