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Atlas Pension Fund (Money Market Sub-Fund) - Atlas AMC

72 /100

Total AUM

Rs. 52.7B

Expense Ratio

0.60%

Category Rank

#3 of 26

AI Analyst Thesis
🐂 Bullish

Live NAV

Rs. 552.5600
▲ 0.03% 1D ▲ 4.20% YTD
Data As Of:
March 01, 2026

Interactive Performance

Rs.

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

72 / 100

Fund DNA X-Ray

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Health Checks

  • Clean Portfolio: Zero non-compliant or provisioned assets detected.

  • Outperforming: 1Y Return (7.16%) beats the category median (6.67%).

  • High Consistency: 29 out of 36 months (80%) were positive over the last 3 years.

  • Cost Effective: Expense ratio (0.60%) is below the category median (0.75%).

AI Strategy X-Ray

The Atlas Money Market Fund posted a 10.39% YTD return in March 2026, marginally outpacing its benchmark's 9.81% gain. Strong liquidity in short‑duration T‑Bills and a favourable three‑month PKR rate environment underpinned performance, while low inflation and stable political conditions kept funding costs predictable. The fund's modest leverage and tight duration further enhanced its resilience amid a still‑volatile macro backdrop.

Key Manager Actions

  • Portfolio Shift: The fund increased its allocation to bank placements from 0% in February to 21.79% in March, exploiting the highest savings‑account rates offered by AA‑rated scheduled banks.
  • Yield Dynamics: Yield to maturity stands at 11.37% gross, translating into a net return of roughly 10.4% after fees, comfortably above the benchmark’s 9.8% YTD performance.
  • Forward Outlook: With the central bank expected to maintain the policy rate in the 20‑25 bp range and inflation trending lower, the manager is likely to keep the portfolio tightly weighted in short‑term sovereigns, preserving liquidity while chasing marginal yield upgrades.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

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Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

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Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

AI Analyst Note

Engine Diagnostics

Market Capture

Trend & Momentum

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

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