What is the NAV of Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC today?

As of the latest market close, the Net Asset Value (NAV) of Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC is Rs. .

Is Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC a good mutual fund to invest in?

According to the independent ilovepsx AI Audit, Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC has a Master Score of 77.60504201680672/100. It has generated a 1-year return of % and ranks # in the VPS-Shariah Compliant Debt category.

What is the expense ratio and fee of Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC?

The expense ratio for Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC is %. Over a 10-year period, this fee structure will create a noticeable drag on wealth compounding compared to category medians.

Who is the fund manager for Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC?

The fund is currently managed by at .

Home > Mutual Funds > Debt > VPS-Shariah Compliant Debt

Atlas Pension Islamic Fund (Debt Sub-Fund) - Atlas AMC

78 /100

Score Breakdown

Return (30%) 24.7

Risk Ctrl (30%) 22.9

Consistency (15%) 14.6

Cost Eff (15%) 6.4

Yield (10%) 8.2

Total AUM

Rs. 1.1B

Expense Ratio

0.47%

Category Rank

#4 of 17

✨ AI Analyst Thesis

🐂 Bullish

Live NAV

Rs. 489.4500

▲ 0.11% 1D ▲ 5.67% YTD

Data As Of:
June 01, 2026

Interactive Performance

Growth of Rs.

Log Scale Payouts

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

78 / 100

Score Calculation Breakdown

Metric (Weight) Pts

Return (30%)

24.7

Risk Ctrl (30%)

22.9

Consistency (15%)

14.6

Cost Eff (15%)

6.4

Yield (10%)

8.2

Total Score 77.6

*Score is calculated using a weighted average of the fund's percentile rankings against peers.

Fund DNA X-Ray

How DNA is Scored

Return: 1-Year trailing return percentile vs category peers.
Risk Ctrl: Inverted volatility percentile. A higher score means it is safer than peers.
Consistency: % of positive returning months over 3 years.
Cost Eff: Expense ratio percentile. A higher score means it is cheaper than peers.
Yield: 7-Day annualized yield percentile.

*All dimensions map from 0 to 100. A larger, more balanced shape indicates a superior all-weather fund.

Hover chart to view raw metrics.

Health Checks

Clean Portfolio: Zero non-compliant or provisioned assets detected.
Outperforming: 1Y Return (6.97%) beats the category median (6.40%).
High Consistency: 36 out of 36 months (100%) were positive over the last 3 years.
Expensive: Expense ratio (0.47%) is higher than the category median (0.16%).
Red Flag: Significant capital outflows detected (-61.2% drop in AUM).

AI Strategy X-Ray

In June 2026, the Atlas Pension Islamic Fund Debt Sub-Fund delivered a strong absolute return of 13.31% for the month, outperforming its benchmark of three‑month AA‑rated bank deposits by 189 basis points. The fund’s year‑to‑date gain of 10.23% trailed the benchmark’s 10.59%, reflecting a slight lag in longer‑dated Sukuk exposure amid a flat policy rate environment. Macro‑wise, the SBP held the policy rate steady at 11.5% while headline inflation remained elevated at 11.17% YoY, keeping short‑term money‑market yields attractive. Political stability and steady foreign‑exchange reserves supported investor confidence in fixed‑income instruments, allowing the fund to maintain a defensive, high‑quality portfolio.

Key Manager Actions

Over the month, the manager modestly increased the allocation to three‑month bank deposits from 78% to 82% of assets, taking advantage of the stable policy rate and attractive KIBOR levels. Simultaneously, exposure to longer‑dated Sukuk was trimmed to reduce duration risk amid uncertain inflation outlook.
The fund’s monthly yield of 13.31% translated into an annualized run‑rate exceeding 150%, driven by the high reinvestment of high reinvestment yield on short‑term deposits and the accrual of Sukuk coupons. Year‑to‑date, the 10.23% return reflects the compounding effect of these high short‑term rates, even as the benchmark’s 10.59% edge highlights a slight lag from any longer‑dated holdings.
Looking ahead, the manager expects the SBP to maintain the policy rate at current levels through the second half of FY26, keeping short‑term yields elevated. Should inflation begin to ease, a gradual shift toward medium‑term Sukuk may be considered to lock in yields, while the core portfolio will remain anchored in AA‑rated bank deposits to preserve capital.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

Click a holding to view history

Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

Plots the fund (Orange) against all peers (Gray) over a 1Y period. The dashed crosshairs represent the category average. The top-left quadrant represents high returns with low volatility.

AI Analyst Note

Engine Diagnostics

Internal structural metrics unique to this fund's macro class (Equity vs Debt).

Market Capture

Measures the fund's performance in bull (Up) vs bear (Down) markets. A ratio > 100% on the green side means it outpaces the market when it rises.

Trend & Momentum

RSI measures short-term momentum (overbought/oversold). SMA (Simple Moving Average) tracks medium-to-long term trends.

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Current Income Profile

Evaluates annualized yield vs category peers and checks if the underlying NAV is preserving its value while paying out.

Annualized Yield (7D)

--%

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Income Health Checks

The "Truth" Chart: NAV vs Payouts

Shows historical dividend payouts alongside the fund's NAV. Beware of "Yield Traps" where the fund pays high dividends but the NAV line steadily bleeds downward over time.

Payout Consistency (3 Years)

Green = Payout Issued

--

Passive Income Simulator

If I Invest Today (PKR)

Estimated Monthly

Rs. 0

Estimated Yearly

Rs. 0

Based on current annualized 7D yield. Not guaranteed. Assumes constant rate.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

The "Fee Drag" Wealth Simulator

Projects the impact of the fund's Expense Ratio on a Rs. 1,000,000 investment over 10 years, assuming a baseline 15% gross market return. The red area is wealth permanently lost to management fees.

Expense Ratio

--%

Front/Back Loads

--

10Y Wealth Lost to Fees

--

Total Assets Under Mgt

Rs. --

Million

--

Category Scale

Compares this fund's size against all other funds in the same category to gauge liquidity and popularity.

Category High Rs. --M

Category Avg Rs. --M

Category Low Rs. --M

Fund Manager

--

Independent Trustee

--

Holds the physical assets. Prevents the AMC from absconding with funds.

Auditor

--

Verifies NAV math and prevents internal accounting fraud.

Pricing Mechanism

--

Forward pricing executes your trade at the next calculated EOD price.

The Manager's Dossier

Leadership track record, portfolio empire, and turnover risk.

The FMR Time Machine

Historical Vault

Select a Report

Browse the timeline to view historical PDFs and AI Insights.

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