What is the NAV of Atlas Punjab Pension Fund - Atlas AMC today?

As of the latest market close, the Net Asset Value (NAV) of Atlas Punjab Pension Fund - Atlas AMC is Rs. .

Is Atlas Punjab Pension Fund - Atlas AMC a good mutual fund to invest in?

According to the independent ilovepsx AI Audit, Atlas Punjab Pension Fund - Atlas AMC has a Master Score of 53.759340659340666/100. It has generated a 1-year return of % and ranks # in the VPS-Money Market category.

What is the expense ratio and fee of Atlas Punjab Pension Fund - Atlas AMC?

The expense ratio for Atlas Punjab Pension Fund - Atlas AMC is %. Over a 10-year period, this fee structure will create a noticeable drag on wealth compounding compared to category medians.

Who is the fund manager for Atlas Punjab Pension Fund - Atlas AMC?

The fund is currently managed by at .

Home > Mutual Funds > Debt > VPS-Money Market

Atlas Punjab Pension Fund - Atlas AMC

54 /100

Score Breakdown

Return (30%) 28.8

Risk Ctrl (30%) 15.6

Consistency (15%) 2.3

Cost Eff (15%) 1.4

Yield (10%) 1.5

Total AUM

Rs. 2.5B

Expense Ratio

2.01%

Category Rank

#2 of 26

✨ AI Analyst Thesis

⚖️ Neutral

Live NAV

Rs. 108.4800

0.00% 1D ▲ 7.36% YTD

Data As Of:
July 01, 2026

Interactive Performance

Growth of Rs.

Log Scale Payouts

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

54 / 100

Score Calculation Breakdown

Metric (Weight) Pts

Return (30%)

28.8

Risk Ctrl (30%)

15.6

Consistency (15%)

2.3

Cost Eff (15%)

1.4

Yield (10%)

1.5

Total Score 53.8

*Score is calculated using a weighted average of the fund's percentile rankings against peers.

Fund DNA X-Ray

How DNA is Scored

Return: 1-Year trailing return percentile vs category peers.
Risk Ctrl: Inverted volatility percentile. A higher score means it is safer than peers.
Consistency: % of positive returning months over 3 years.
Cost Eff: Expense ratio percentile. A higher score means it is cheaper than peers.
Yield: 7-Day annualized yield percentile.

*All dimensions map from 0 to 100. A larger, more balanced shape indicates a superior all-weather fund.

Hover chart to view raw metrics.

Health Checks

Clean Portfolio: Zero non-compliant or provisioned assets detected.
Outperforming: 1Y Return (7.31%) beats the category median (6.89%).
Volatile Path: Only 13 out of 36 months (36%) were positive over the last 3 years.
Expensive: Expense ratio (2.01%) is higher than the category median (0.70%).
Red Flag: Significant capital outflows detected (-34.8% drop in AUM).

AI Strategy X-Ray

In July 2026, the Atlas Pension Fund Equity Sub‑Fund delivered a solid 10.99% monthly return, slightly below the KSE‑100 Index’s 10.93% gain, while posting a 10.36% year‑to‑date advance versus the benchmark’s 10.64%. Over longer horizons the fund outperformed, with 58.35% three‑year and 101.66% five‑year cumulative returns, reflecting the manager’s ability to capture equity market rebounds despite a challenging macro‑environment. Persistently high inflation and a tight monetary policy stance kept interest rates elevated, which pressured valuations but also boosted dividend‑yielding sectors such as banks and fertilizers. Political stability remained fragile, yet the fund’s diversified exposure to defensive cyclicals helped mitigate volatility.

Key Manager Actions

Compared with the prior month, the fund increased its exposure to Commercial Banks by roughly 150 basis points while trimming its Fertilizer allocation by about 80 bps. This shift reflects the manager’s view that banking sector earnings will benefit from improving credit demand and stable deposit bases.
The fund’s monthly return of 10.99% was driven largely by strong price appreciation in bank stocks and a rebound in fertilizer shares, delivering both capital gains and dividend income. Year‑to‑date performance of 10.36% lags the benchmark modestly, but the three‑ and five‑year returns show the fund’s ability to compound gains over market cycles.
Looking ahead, the manager expects continued volatility as inflation remains above target and the central bank maintains a restrictive stance, which could keep pressure on valuations. However, the fund’s overweight in high‑yield, defensive sectors positions it to benefit from any stabilization in macro‑indicators and potential monetary‑policy easing in the second half of 2027.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

Click a holding to view history

Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

Plots the fund (Orange) against all peers (Gray) over a 1Y period. The dashed crosshairs represent the category average. The top-left quadrant represents high returns with low volatility.

AI Analyst Note

Engine Diagnostics

Internal structural metrics unique to this fund's macro class (Equity vs Debt).

Market Capture

Measures the fund's performance in bull (Up) vs bear (Down) markets. A ratio > 100% on the green side means it outpaces the market when it rises.

Trend & Momentum

RSI measures short-term momentum (overbought/oversold). SMA (Simple Moving Average) tracks medium-to-long term trends.

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Current Income Profile

Evaluates annualized yield vs category peers and checks if the underlying NAV is preserving its value while paying out.

Annualized Yield (7D)

--%

--

Income Health Checks

The "Truth" Chart: NAV vs Payouts

Shows historical dividend payouts alongside the fund's NAV. Beware of "Yield Traps" where the fund pays high dividends but the NAV line steadily bleeds downward over time.

Payout Consistency (3 Years)

Green = Payout Issued

--

Passive Income Simulator

If I Invest Today (PKR)

Estimated Monthly

Rs. 0

Estimated Yearly

Rs. 0

Based on current annualized 7D yield. Not guaranteed. Assumes constant rate.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

The "Fee Drag" Wealth Simulator

Projects the impact of the fund's Expense Ratio on a Rs. 1,000,000 investment over 10 years, assuming a baseline 15% gross market return. The red area is wealth permanently lost to management fees.

Expense Ratio

--%

Front/Back Loads

--

10Y Wealth Lost to Fees

--

Total Assets Under Mgt

Rs. --

Million

--

Category Scale

Compares this fund's size against all other funds in the same category to gauge liquidity and popularity.

Category High Rs. --M

Category Avg Rs. --M

Category Low Rs. --M

Fund Manager

--

Independent Trustee

--

Holds the physical assets. Prevents the AMC from absconding with funds.

Auditor

--

Verifies NAV math and prevents internal accounting fraud.

Pricing Mechanism

--

Forward pricing executes your trade at the next calculated EOD price.

The Manager's Dossier

Leadership track record, portfolio empire, and turnover risk.

The FMR Time Machine

Historical Vault

Select a Report

Browse the timeline to view historical PDFs and AI Insights.

The Ultimate Portfolio Tracker

Stop Flying Blind.
Track Like An Institution.

You just researched the market's best. Now apply this exact same AI, state-of-the-art research, and tax intelligence directly to your own net worth.

Unlock The Free Terminal

No Credit Card Required • Free Forever for Retail

Risk Management

Tracks portfolio beta against the KSE-100, maps asset correlation, and alerts you to systemic volatility exposure instantly.

AI Tax Dashboard

Automated tax harvesting, CGT calculation, and Section 62 rebate optimization.

Universal Tracking

One unified dashboard for Stocks, Mutual Funds, Gold, and Cash accounts.

Institutional Analytics

Deep trade analysis, portfolio benchmarking, and real-time AI Risk alerts.

Platform in Public Beta