What is the expense ratio and fee of JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited?

The expense ratio for JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited is %. Over a 10-year period, this fee structure will create a noticeable drag on wealth compounding compared to category medians.

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JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited

Q: What is the NAV of JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited today?

As of the latest market close, the Net Asset Value (NAV) of JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited is Rs. .

Q: Is JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited a good mutual fund to invest in?

According to the independent ilovepsx AI Audit, JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited has a Master Score of 38.56605404306159/100. It has generated a 1-year return of % and ranks # in the Fixed Rate / Return category.

Q: Who is the fund manager for JS Fixed Term Munafa Fund (JS Fixed Term Munafa Plan I) - JS Investments Limited?

The fund is currently managed by at .

39 /100

Score Breakdown

Return (30%) 1.3

Risk Ctrl (30%) 5.1

Consistency (15%) 14.5

Cost Eff (15%) 12.6

Yield (10%) 4.4

Total AUM

Rs. 1.5B

Expense Ratio

0.07%

Category Rank

#90 of 94

✨ AI Analyst Thesis

🐂 Bullish

Live NAV

Rs. 112.7900

0.00% 1D ▼ 1.42% YTD

Data As Of:
June 01, 2026

Interactive Performance

Growth of Rs.

Log Scale Payouts

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

39 / 100

Score Calculation Breakdown

Metric (Weight) Pts

Return (30%)

1.3

Risk Ctrl (30%)

5.1

Consistency (15%)

14.5

Cost Eff (15%)

12.6

Yield (10%)

4.4

Total Score 38.6

*Score is calculated using a weighted average of the fund's percentile rankings against peers.

Fund DNA X-Ray

How DNA is Scored

Return: 1-Year trailing return percentile vs category peers.
Risk Ctrl: Inverted volatility percentile. A higher score means it is safer than peers.
Consistency: % of positive returning months over 3 years.
Cost Eff: Expense ratio percentile. A higher score means it is cheaper than peers.
Yield: 7-Day annualized yield percentile.

*All dimensions map from 0 to 100. A larger, more balanced shape indicates a superior all-weather fund.

Hover chart to view raw metrics.

Health Checks

Clean Portfolio: Zero non-compliant or provisioned assets detected.
Underperforming: 1Y Return (-1.97%) trails the category median (0.95%).
High Consistency: 22 out of 36 months (62%) were positive over the last 3 years.
Cost Effective: Expense ratio (0.07%) is below the category median (0.17%).
Strong Momentum: Positive capital inflows (200.2% AUM growth).

AI Strategy X-Ray

The fund posted a YTM of 11.55% in June 2026, modestly exceeding its benchmark 1‑Year PKRV rate and the committed 11.00% p.a. return. This performance came amid a macro environment where headline inflation eased to 11.1% YoY, government bond yields fell across the curve, and equity markets showed resilience following geopolitical de‑escalation. The improving fiscal outlook, underscored by the FY27 budget and sovereign rating upgrades, supported demand for fixed‑income instruments, allowing the fund to lock in attractive yields. Overall, the fund’s returns reflect both the defensive tilt of its portfolio and the favorable shift in domestic fundamentals.

Key Manager Actions

Over the month, the fund reduced its cash position from 11.9% to 1.7% and trimmed Treasury Bills from 81.0% to 66.7%, while increasing the allocation to Pakistan Investment Bonds. This shift reflects a deliberate move to lock in longer‑dated yields as the yield curve began to normalize.
The portfolio’s yield to maturity rose to 11.55%, surpassing the benchmark 1‑Year PKRV rate and the fund’s promised 11.00% p.a. return, driven by attractive reinvestment yields in T‑bills and PIBs. Income generation remains the primary driver of performance, with minimal contribution from capital gains or equity exposure.
Looking ahead, continued moderation in inflation and a stable monetary policy are expected to keep government yields supportive, allowing the fund to maintain its yield advantage. The manager anticipates that the fund will meet its maturity‑date payoff as projected, barring any unexpected fiscal or external shocks.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

Click a holding to view history

Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

Plots the fund (Orange) against all peers (Gray) over a 1Y period. The dashed crosshairs represent the category average. The top-left quadrant represents high returns with low volatility.

AI Analyst Note

Engine Diagnostics

Internal structural metrics unique to this fund's macro class (Equity vs Debt).

Market Capture

Measures the fund's performance in bull (Up) vs bear (Down) markets. A ratio > 100% on the green side means it outpaces the market when it rises.

Trend & Momentum

RSI measures short-term momentum (overbought/oversold). SMA (Simple Moving Average) tracks medium-to-long term trends.

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Current Income Profile

Evaluates annualized yield vs category peers and checks if the underlying NAV is preserving its value while paying out.

Annualized Yield (7D)

--%

--

Income Health Checks

The "Truth" Chart: NAV vs Payouts

Shows historical dividend payouts alongside the fund's NAV. Beware of "Yield Traps" where the fund pays high dividends but the NAV line steadily bleeds downward over time.

Payout Consistency (3 Years)

Green = Payout Issued

--

Passive Income Simulator

If I Invest Today (PKR)

Estimated Monthly

Rs. 0

Estimated Yearly

Rs. 0

Based on current annualized 7D yield. Not guaranteed. Assumes constant rate.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

The "Fee Drag" Wealth Simulator

Projects the impact of the fund's Expense Ratio on a Rs. 1,000,000 investment over 10 years, assuming a baseline 15% gross market return. The red area is wealth permanently lost to management fees.

Expense Ratio

--%

Front/Back Loads

--

10Y Wealth Lost to Fees

--

Total Assets Under Mgt

Rs. --

Million

--

Category Scale

Compares this fund's size against all other funds in the same category to gauge liquidity and popularity.

Category High Rs. --M

Category Avg Rs. --M

Category Low Rs. --M

Fund Manager

--

Independent Trustee

--

Holds the physical assets. Prevents the AMC from absconding with funds.

Auditor

--

Verifies NAV math and prevents internal accounting fraud.

Pricing Mechanism

--

Forward pricing executes your trade at the next calculated EOD price.

The Manager's Dossier

Leadership track record, portfolio empire, and turnover risk.

The FMR Time Machine

Historical Vault

Select a Report

Browse the timeline to view historical PDFs and AI Insights.

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