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Meezan Paidaar Munafa Plan 37

37 /100

Total AUM

Rs. 62M

Expense Ratio

1.80%

Category Rank

#46 of 65

AI Analyst Thesis
🐂 Bullish

Live NAV

Rs. 50.4300
0.00% 1D 0.00% YTD
Data As Of:
April 01, 2026

Interactive Performance

Rs.

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

37 / 100

Fund DNA X-Ray

Hover chart to view raw metrics.

Health Checks

  • Clean Portfolio: Zero non-compliant or provisioned assets detected.

  • Underperforming: 1Y Return (0.00%) trails the category median (0.14%).

  • Volatile Path: Only 0 out of 36 months (0%) were positive over the last 3 years.

  • Expensive: Expense ratio (1.80%) is higher than the category median (0.24%).

  • Strong Momentum: Positive capital inflows (55.0% AUM growth).

AI Strategy X-Ray

The fund posted a modest 1.15% annualized return in April, markedly lagging its PKISRV benchmark which delivered 10.31% over the same period. The rally in the KSE-100 and KMI-30 indices, spurred by a tentative US‑Iran ceasefire and an IMF tranche, lifted market sentiment but heightened volatility curtailed gains. Inflation remains elevated at 7.3% and the central bank's policy rate hikes continue to pressure money‑market yields, constraining the fund's performance.

Key Manager Actions

  • Portfolio Shift: The fund maintains an overwhelming 93.75% tilt to guaranteed Shariah‑compliant term deposits, reflecting a defensive stance amid macro volatility and a focus on capital preservation.
  • Yield Dynamics: Despite a low expense ratio of 1.80%, the fund’s 1.15% annualized return trails the benchmark’s 10.31% due to the constrained yield environment of money‑market instruments and the 12% target duration.
  • Outlook: Continued geopolitical uncertainty and persistent inflation suggest the manager will keep the allocation heavily weighted toward short‑term guaranteed assets, with limited scope for higher‑yielding exposures until market conditions stabilize.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

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Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

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Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

AI Analyst Note

Engine Diagnostics

Market Capture

Trend & Momentum

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

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