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Meezan Paidaar Munafa Plan 43

50 /100

Total AUM

Rs. 40.6B

Expense Ratio

0.26%

Category Rank

#34 of 65

AI Analyst Thesis
🐂 Bullish

Live NAV

Rs. 50.3100
0.00% 1D ▲ 0.14% YTD
Data As Of:
April 01, 2026

Interactive Performance

Rs.

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

50 / 100

Fund DNA X-Ray

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Health Checks

  • Clean Portfolio: Zero non-compliant or provisioned assets detected.

  • Underperforming: 1Y Return (0.14%) trails the category median (0.14%).

  • Volatile Path: Only 0 out of 36 months (1%) were positive over the last 3 years.

  • Expensive: Expense ratio (0.26%) is higher than the category median (0.24%).

  • Strong Momentum: Positive capital inflows (138.5% AUM growth).

AI Strategy X-Ray

The fund delivered a 10.68% annualized return in April, marginally lagging its PKISRV benchmark's 10.73% return. The rally was driven by a temporary US‑Iran ceasefire, IMF tranche expectations and a modest easing of Pakistan's policy rate, which lifted risk appetite. However, renewed geopolitical tension and volatile market sentiment capped upside momentum.

Key Manager Actions

  • Portfolio Shift: The fund increased its placement exposure to 73% of assets, up from prior periods, while trimming cash to 2.27%, reflecting a decisive tilt toward higher‑yielding short‑term credit.
  • Yield Dynamics: Despite a modest 0.05% underperformance versus the benchmark, the fund's 12% target return remains achievable given the current short‑term rates and the IMF tranche inflow supporting market liquidity.
  • Outlook: Continued geopolitical stability and further IMF disbursements could sustain short‑term credit spreads, but any escalation in US‑Iran tensions or domestic policy tightening may re‑introduce volatility, prompting the manager to maintain a defensive, liquidity‑rich stance.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

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Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

AI Analyst Note

Engine Diagnostics

Market Capture

Trend & Momentum

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

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