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Meezan Paidaar Munafa Plan 43

64 /100

Total AUM

Rs. 130M

Expense Ratio

0.26%

Category Rank

#4 of 66

AI Analyst Thesis
🐂 Bullish

Live NAV

Rs. 51.5000
0.00% 1D ▲ 3.79% YTD
Data As Of:
July 01, 2026

Interactive Performance

Rs.

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

64 / 100

Fund DNA X-Ray

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Health Checks

  • Clean Portfolio: Zero non-compliant or provisioned assets detected.

  • Outperforming: 1Y Return (3.79%) beats the category median (0.23%).

  • Volatile Path: Only 5 out of 36 months (14%) were positive over the last 3 years.

  • Expensive: Expense ratio (0.26%) is higher than the category median (0.15%).

AI Strategy X-Ray

Meezan Paidaar Munafa Plan-43 generated an annualized return of 14.37% for July 2026, outperforming its PKISRV benchmark of 10.73% by 364 basis points. This performance occurred amid persistent geopolitical headwinds that caused market volatility, though diplomatic breakthroughs and SBP reserve accumulation provided stabilizing influences. The return of foreign portfolio investors as net buyers after 23 months further bolstered market liquidity and sentiment. The fund's investment in Shariah compliant TDRs and money market placements benefited from rising interest rates and a stable rupee.

Key Manager Actions

  • The fund continues to maintain a 100% allocation to cash and receivables, showing no major portfolio shifts month‑over‑month as it adheres to its fixed‑term money‑market mandate. This stable, liquidity‑focused strategy ensures consistent alignment with its investment objective.
  • MPMP‑43 delivered an annualized return of 14.37% in July, significantly outperforming the PKISRV benchmark's 10.73% by 364 basis points, driven by attractive yields on Shariah‑compliant term deposits and money‑market instruments. This outperformance highlights the fund's ability to capitalize on rising interest rates while maintaining credit quality.
  • Looking forward, the SBP's active reserve accumulation and the return of foreign portfolio inflows suggest a supportive macroeconomic environment for money‑market yields. The fund is expected to continue generating competitive returns while preserving capital, provided macroeconomic and political stability is sustained.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

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Portfolio X-Ray

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AI Reading the Tea Leaves

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Market Timing Visualizer

Concentration Style

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Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

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Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

AI Analyst Note

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Market Capture

Trend & Momentum

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

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