What is the NAV of NBP Islamic Fixed Term Munafa Plan VII - NBP AMC today?

As of the latest market close, the Net Asset Value (NAV) of NBP Islamic Fixed Term Munafa Plan VII - NBP AMC is Rs. .

Is NBP Islamic Fixed Term Munafa Plan VII - NBP AMC a good mutual fund to invest in?

According to the independent ilovepsx AI Audit, NBP Islamic Fixed Term Munafa Plan VII - NBP AMC has a Master Score of 49.50641025641026/100. It has generated a 1-year return of % and ranks # in the Shariah Compliant Fixed Rate / Return category.

What is the expense ratio and fee of NBP Islamic Fixed Term Munafa Plan VII - NBP AMC?

The expense ratio for NBP Islamic Fixed Term Munafa Plan VII - NBP AMC is %. Over a 10-year period, this fee structure will create a noticeable drag on wealth compounding compared to category medians.

Who is the fund manager for NBP Islamic Fixed Term Munafa Plan VII - NBP AMC?

The fund is currently managed by at .

Home > Mutual Funds > Debt > Shariah Compliant Fixed Rate / Return

NBP Islamic Fixed Term Munafa Plan VII - NBP AMC

50 /100

Score Breakdown

Return (30%) 22.2

Risk Ctrl (30%) 7.4

Consistency (15%) 8.8

Cost Eff (15%) 4.6

Yield (10%) 3.7

Total AUM

Rs. 5.7B

Expense Ratio

0.26%

Category Rank

#18 of 65

✨ AI Analyst Thesis

⚖️ Neutral

Live NAV

Rs. 10.1884

0.00% 1D 0.00% YTD

Data As Of:
March 01, 2026

Interactive Performance

Growth of Rs.

Log Scale Payouts

Executive Summary

Institutional health checks and AI strategy overview.

Overall Score

50 / 100

Score Calculation Breakdown

Metric (Weight) Pts

Return (30%)

22.2

Risk Ctrl (30%)

7.4

Consistency (15%)

8.8

Cost Eff (15%)

4.6

Yield (10%)

3.7

Total Score 49.5

*Score is calculated using a weighted average of the fund's percentile rankings against peers.

Fund DNA X-Ray

How DNA is Scored

Return: 1-Year trailing return percentile vs category peers.
Risk Ctrl: Inverted volatility percentile. A higher score means it is safer than peers.
Consistency: % of positive returning months over 3 years.
Cost Eff: Expense ratio percentile. A higher score means it is cheaper than peers.
Yield: 7-Day annualized yield percentile.

*All dimensions map from 0 to 100. A larger, more balanced shape indicates a superior all-weather fund.

Hover chart to view raw metrics.

Health Checks

Clean Portfolio: Zero non-compliant or provisioned assets detected.
Outperforming: 1Y Return (1.10%) beats the category median (0.14%).
Volatile Path: Only 2 out of 36 months (6%) were positive over the last 3 years.
Expensive: Expense ratio (0.26%) is higher than the category median (0.24%).

AI Strategy X-Ray

The NBP Islamic Fixed Term Munafa Plan IIA is a short-duration fixed-income plan maturing on 21-Apr-2026, with no meaningful performance history since its January 20, 2026 launch. The macroeconomic backdrop, as detailed by the CEO, is dominated by the U.S.-Iran geopolitical shock, which has driven crude prices sharply higher, raising inflation expectations by 100 bps and prompting expectations of a 100 bps policy rate tightening. Despite the KSE-100 correcting ~20% from its peak, the fund remains insulated due to its ultra-short tenor and focus on Shariah-compliant money market placements, delivering a steady expected return of 9.70% p.a. against an 8.6% benchmark.

Key Manager Actions

Portfolio Shift: With less than a month to maturity, the fund has maintained a hyper-conservative stance, holding 94.3% in Bai-moajjal placements and negligible cash. This is a steady-state allocation, not a shift, as the fund is effectively running off to maturity on 21-Apr-2026, avoiding any duration or equity exposure despite the macro turmoil.
Yield/Return Dynamics: The fund offers an expected return of 9.70% p.a., which is 110 bps above its 8.6% benchmark (6-month PKISRV). However, the actual annualized return since launch is not disclosed; given the short life and market volatility, investors should focus on the near-certain realization of this return upon maturity, a compelling spread in a rising rate environment where policy rates may increase by 100 bps.
Forward-Looking Outlook: Post-maturity, unitholders face reinvestment risk as short-term yields are expected to rise due to potential 100 bps rate hikes. The CEO's macro view suggests a pivot toward equities (energy sector) for incremental returns, but for this specific plan, the exit is clean. Investors should evaluate rolling into longer-tenor Shariah-compliant fixed-income products or equity funds like NBP Islamic Energy Fund to capture the geopolitical-driven energy upcycle.

Performance vs. Peers

Trailing absolute returns and consistency analysis.

Sleep Well Metric

Trailing Returns vs Benchmark

Top Tier Alternatives

Algorithmic recommendations based on Master Score and Category performance.

Portfolio X-Ray

Behavioral analysis, historical allocations, and conviction tracking.

AI Reading the Tea Leaves

The Asset River (12M History)

Market Timing Visualizer

Concentration Style

Top 10 Holdings Weight: --%

Broad/Index Aggressive Focus

Manager's Playbook (1M Delta)

Holdings DNA

Click a holding to view history

Risk & Quant Desk

Institutional engine diagnostics, crash testing, and momentum analysis.

The Magic Quadrant (Risk vs Return)

Plots the fund (Orange) against all peers (Gray) over a 1Y period. The dashed crosshairs represent the category average. The top-left quadrant represents high returns with low volatility.

AI Analyst Note

Engine Diagnostics

Internal structural metrics unique to this fund's macro class (Equity vs Debt).

Market Capture

Measures the fund's performance in bull (Up) vs bear (Down) markets. A ratio > 100% on the green side means it outpaces the market when it rises.

Trend & Momentum

RSI measures short-term momentum (overbought/oversold). SMA (Simple Moving Average) tracks medium-to-long term trends.

Yield & Income Stream

Payout reliability, capital preservation, and cashflow simulation.

Current Income Profile

Evaluates annualized yield vs category peers and checks if the underlying NAV is preserving its value while paying out.

Annualized Yield (7D)

--%

--

Income Health Checks

The "Truth" Chart: NAV vs Payouts

Shows historical dividend payouts alongside the fund's NAV. Beware of "Yield Traps" where the fund pays high dividends but the NAV line steadily bleeds downward over time.

Payout Consistency (3 Years)

Green = Payout Issued

--

Passive Income Simulator

If I Invest Today (PKR)

Estimated Monthly

Rs. 0

Estimated Yearly

Rs. 0

Based on current annualized 7D yield. Not guaranteed. Assumes constant rate.

Audit & Governance Desk

Fee drag simulation, operational security, and historical FMR vault.

The "Fee Drag" Wealth Simulator

Projects the impact of the fund's Expense Ratio on a Rs. 1,000,000 investment over 10 years, assuming a baseline 15% gross market return. The red area is wealth permanently lost to management fees.

Expense Ratio

--%

Front/Back Loads

--

10Y Wealth Lost to Fees

--

Total Assets Under Mgt

Rs. --

Million

--

Category Scale

Compares this fund's size against all other funds in the same category to gauge liquidity and popularity.

Category High Rs. --M

Category Avg Rs. --M

Category Low Rs. --M

Fund Manager

--

Independent Trustee

--

Holds the physical assets. Prevents the AMC from absconding with funds.

Auditor

--

Verifies NAV math and prevents internal accounting fraud.

Pricing Mechanism

--

Forward pricing executes your trade at the next calculated EOD price.

The Manager's Dossier

Leadership track record, portfolio empire, and turnover risk.

The FMR Time Machine

Historical Vault

Select a Report

Browse the timeline to view historical PDFs and AI Insights.

The Ultimate Portfolio Tracker

Stop Flying Blind.
Track Like An Institution.

You just researched the market's best. Now apply this exact same AI, state-of-the-art research, and tax intelligence directly to your own net worth.

Unlock The Free Terminal

No Credit Card Required • Free Forever for Retail

Risk Management

Tracks portfolio beta against the KSE-100, maps asset correlation, and alerts you to systemic volatility exposure instantly.

AI Tax Dashboard

Automated tax harvesting, CGT calculation, and Section 62 rebate optimization.

Universal Tracking

One unified dashboard for Stocks, Mutual Funds, Gold, and Cash accounts.

Institutional Analytics

Deep trade analysis, portfolio benchmarking, and real-time AI Risk alerts.