I Love PSX – Home

The institutional portfolio tracker built for PSX — stocks, mutual funds, and gold.

Log your transactions instantly with our quick and seamless add trade panel. ilovepsx updates your live P&L, tracks your real tax liability, and tells you whether you're actually beating the market across PSX stocks, SECP mutual funds, and gold. Free up to PKR 5,000,000.

No credit card · Setup in under 5 minutes · Free forever up to PKR 5M
Live P&L
Real-time benchmark vs KSE-100
All assets. One view.
Tax dashboard — automatic
0 Total portfolio value tracked
0 Active users on ilovepsx
0 Every listed equity covered
0 All SECP funds by live NAV
0 Processed automatically, no manual entry
One platform, every asset class you hold in Pakistan

Most Pakistani investors hold stocks, mutual funds, and gold. Until now, no single platform tracked all three properly.

PSX Stocks

All 527 PSX-listed equities with live prices. Every bonus share, right share, and dividend automatically applied the moment your broker processes it. Your cost basis is always accurate — even after 10 corporate actions.

See stock analytics

Mutual Funds

Every SECP-registered fund tracked by live NAV. Section 62 tax credit calculated per fund, per rupee invested. Full benchmark comparison against the fund's stated index — so you know if the fund manager is actually earning their fee.

See fund analytics

Gold

24K and 22K gold tracked per tola and per gram. Your physical gold sits in the same portfolio view as your stocks and funds, contributing to your combined allocation, total value, and unified P&L.

See gold tracking
8 portfolio KPIs — the numbers that actually matter

Eight numbers. Every metric that defines your portfolio position — live, in one place.

Professional fund managers in Pakistan track these exact same metrics. ilovepsx computes all eight in real time, across every stock, mutual fund, and gold position you hold — updating every time a price moves or a trade arrives.

Total Investment

Every rupee you've put in, at cost price, across all assets

Current Value

What your portfolio is worth right now at live market prices

Unrealized P&L

How much you're up or down on positions you still hold

Today's P&L

How much your portfolio moved in today's market session

Total Fees Paid

Every rupee paid to brokers and CDC, cumulative

Total Tax Paid

All CGT and WHT across every realized trade

Dividends Received

Total cash dividends received, net of WHT

Realized P&L (After Tax)

True net profit on everything you've sold — the real number

See exactly where you made money, where you didn't, and why — going back to your first trade.

ilovepsx plots your complete portfolio value history as a time-series — with buy and sell markers overlaid directly on the line so you can see every decision in context. Zoom in on any period, filter by asset class, or export any view as a PNG snapshot. The chart is the story of your investing career.

  • Time filters: 1W · 1M · 3M · 6M · 1Y · All — one-click zoom. Active filter pill turns orange.

  • Event markers: Green dots for buys, red dots for sells — directly on the chart line. Toggle on/off.

  • Drag-to-zoom: Click and drag any portion of the chart to zoom into that exact time window.

  • Asset isolation: Toggle to show combined portfolio, or isolate stocks / mutual funds / gold performance as separate lines on the same chart.

  • Snapshot export: One-click PNG download of the current chart view. Share with anyone.

Are you actually beating the market?

A 28% return sounds great. Unless the KSE-100 returned 34%.

Compare your portfolio's total return against the KSE-100, any individual PSX stock, any SECP mutual fund, or gold — over any time period. Know whether your stock picks created alpha or just rode a rising market. The benchmark dropdown is built into the same chart as your portfolio performance.

Some of your holdings are earning their risk. Others are just risky. See which is which.

The ilovepsx Risk & Efficiency Matrix places every holding on a Risk vs Return axis. A holding in the top-left quadrant gives you high return for low risk — that's a great position. A holding in the bottom-right has high risk and low return — that's a position worth examining. Bubble size shows portfolio weight. Colour shows sector. The whole picture, instantly.

Portfolio Beta

How much your portfolio moves vs the KSE-100. Beta 1.2 = 20% more volatile than the index. Below 1.0 = more defensive.

Average Volatility

Average daily price swing across all your holdings, weighted by how much capital is in each.

Sharpe Ratio

Return earned per unit of risk taken. Above 1.0 is good. The single most important measure of portfolio quality.

Weighted Returns

Your actual blended return rate — factoring in how much capital is in each position, not just simple averages.

What is your actual win rate? Most investors think they know. ilovepsx will tell you exactly.

ilovepsx analyses every closed trade — buy to sell — and classifies it as a win, a loss, or neutral. You get your real win rate, your average profit on winning trades, your average loss on losing trades, and your best and worst individual trades — sorted, ranked, and exportable.

  • Total trades executed — broken down by stocks, mutual funds, and gold.
  • Win / loss / neutral ratio — shown as a donut chart. Simple, clear, confronting.
  • Trade success rate — the percentage of your trades that were profitable, as a clean percentage.
  • P&L per trade — the exact gain or loss on each individual closed trade.
  • Trade efficiency — return per rupee deployed. Identifies whether big wins came from good decisions or large position sizes.
  • Best and worst trades ranked — your top 5 and bottom 5 trades of all time, with the P&L for each.

Every dividend you've ever received — logged automatically, with withholding tax already deducted.

When ilovepsx detects a dividend notification in your broker emails, it records the gross amount, the withholding tax (WHT) deduction, and the net cash received — then credits it to the correct holding. Bonus shares are applied automatically with cost basis adjustment. Your full dividend income history is always accurate, always current.

  • Complete dividend history per holding — date, gross, WHT deducted, net received.
  • Dividend yield analysis — current yield vs historical yield for every stock.
  • Payout growth trends — is the company growing its dividend or cutting it.
  • Bonus share history — every bonus event with the post-adjustment cost basis shown.
  • Total dividends received — displayed as a main KPI on the portfolio dashboard.

Stop guessing your liquidity. Track every rupee in, every rupee out, with AI-driven cash analysis.

ilovepsx tracks your exact cash position, available liquidity, and historical funding. Instead of just showing a static cash balance, our AI analyzes your cash flow efficiency to ensure you aren't leaving capital idle or over-leveraging during volatile market conditions.

  • Cash inflow / outflow tracking — total capital deposited vs total proceeds withdrawn over any timeframe.
  • Real-time liquidity position — exact tracking of uninvested cash available in your brokerage accounts.
  • AI idle cash alerts — smart notifications when inflation is eroding your uninvested capital instead of it earning yield in money market funds.
  • Dividend reinvestment insights — see exactly how much of your cash inflow is organic portfolio yield vs fresh deposits.
  • Capital deployment efficiency — AI-powered analysis showing if you tend to hold cash at market bottoms or deploy at the top.

Each trade remembered. Every dividend and cash movement logged. Your entire history in one heatmap.

ilovepsx records your entire investing history into an immutable activity log. The activity heatmap gives you a GitHub-style calendar view of your trading patterns. Instantly see your quiet periods, heavy trading days, and exact historical actions without ever digging through broker PDF statements again.

  • Activity heatmap — a calendar grid where colour intensity reflects your trading volume. See your activity clusters at a glance.
  • Chronological timeline — every buy, sell, deposit, and withdrawal logged in perfect order, forever.
  • Dividends & corporate actions — cash dividends, bonus shares, and right issues automatically injected into the timeline.
  • Instant search & filter — find any historical transaction instantly by searching the ticker symbol or date.
  • Immutable record — a permanent audit trail of your investing career, safe from broker platform migrations.

Click into any stock, fund, or gold position. See everything — from your first buy to the last dividend paid.

Every holding gets its own institutional analytics page.

This isn't just a high-level tracker — it's a full analytics platform. ilovepsx doesn't just track positions; it gives each one its own dedicated analysis environment. Here is exactly what you see when you click into any individual holding.

  • Holding summary — units held, average buy price, live current price, total value, unrealized P&L, realized P&L — all in one card at the top.
  • Individual performance chart — same full-featured chart as the portfolio overview, but for this specific holding only.
  • Full trade history — every buy and sell for this holding, with P&L per trade and cumulative return shown.
  • Dividend and payout analysis — full history, current yield, and payout growth trend.
  • Activity timeline — every corporate action, dividend, trade, and price event in perfect chronological order.
  • Mutual funds extra — NAV history, fund benchmark comparison, Section 62 deduction per fund, and allocation breakdown.

Is your gold actually protecting your wealth? Track true growth against inflation and hurdle rates.

ilovepsx doesn't treat your gold as just a static alternative asset. We track your physical and paper gold holdings with institutional rigor — analysing real growth, opportunity costs, and portfolio health to ensure your ultimate hedge is actually doing its job.

  • Core Gold KPIs — live per-tola and per-gram valuations, total accumulated weight, blended average cost basis, and real-time unrealized P&L.
  • Hurdle rate comparison — is your gold beating the risk-free rate? Instantly compare your gold's annualized return against the State Bank's base rate.
  • Real growth analysis — nominal gains mean nothing if inflation is higher. Track your gold's true purchasing power growth adjusted for inflation.
  • Trade history & receipts — log every physical purchase with digital receipt attachments. Track exactly when you bought and the specific premium paid over spot.
  • Allocation health check — instantly see if your overall portfolio is over-exposed or under-protected, ensuring your gold matches your target risk profile.
Tax Intelligence Dashboard

Tax Intelligence Dashboard — the most complete portfolio tax platform in Pakistan.

ilovepsx tracks your complete tax position in real time — Capital Gains Tax, Withholding Tax, carry-forward losses, unused credits, and FBR compliance. Most investors discover their tax liability at filing time. ilovepsx shows it to you every day, so you can act before the year closes.

Net Realized P&L
PKR 450,000

Gain or loss on all closed positions this tax year

Total Tax Paid
PKR 67,500

All CGT + WHT paid — your actual tax bill so far

Tax Efficiency
85.0%

After-tax return vs before-tax. Your real net return rate.

Carry-Forward Losses
PKR 120,000

Available losses to offset future gains — tracked automatically

Tax Credits Available
PKR 40,000

Total unused credits including Section 62 — PKR you haven't claimed yet

Projected Liability
PKR 85,200

Estimated CGT owed if you sold every position today at live prices

If you invest in any mutual fund, you may be owed a PKR 40,000+ tax credit — and most investors never claim it.

Section 62 of Pakistan's Income Tax Ordinance allows a tax credit of up to 20% of your taxable income on qualifying investments in SECP-registered mutual funds and voluntary pension schemes. ilovepsx tracks every qualifying rupee you invest, calculates your exact credit entitlement, and shows how much deduction room remains for the current tax year — automatically, per fund.

  • Total qualifying contributions this tax year — broken down per fund.
  • Your Section 62 tax credit calculated in exact PKR — not an estimate, the actual amount.
  • Remaining deduction allowance — how much more you can invest to maximise the benefit before year-end.
  • Which funds qualify — clearly marked with a green badge on your holdings list.

Investing in Meezan Islamic Fund, NBP Fund Management, UBL Funds, or any SECP-registered pension scheme? ilovepsx tracks your Section 62 deduction automatically — and shows you exactly how much you've saved.

Your losing positions are costing you twice — once on the loss, again on taxes you could have avoided.

When you sell a position at a loss, that loss offsets your realized gains — reducing your Capital Gains Tax bill. ilovepsx continuously scans your portfolio to identify positions where harvesting is available, calculates the exact tax saving in PKR per position, and surfaces them before the tax year closes. It's a legal, standard practice used by every professional fund manager in Pakistan. Most retail investors have never had it explained to them.

  • Live list of positions with unrealized losses — ranked by potential tax saving, largest first.
  • Estimated tax saving per position in PKR — the number is always concrete, never approximate.
  • Total harvestable saving — available right now across your entire portfolio.
  • Real-time updates — as prices move daily, the opportunities change and the list updates automatically.

If you lost money in any past tax year, Pakistan law owes you a future tax discount. Do you know yours?

Under Pakistan's Income Tax Ordinance, capital losses that exceed gains in any year can be carried forward for up to 6 years. Most retail investors either don't know this or don't track it. These are legal tax assets — money you are legally owed. ilovepsx acts as your personal accountant to track every rupee of it automatically.

  • Total carry-forward loss balance in PKR — your current legal offset entitlement.
  • Expiry timeline — each loss batch with its expiry date under Pakistan tax law.
  • Estimated tax reduction from the carry-forward — exact PKR impact on next year's bill.
  • All credits in one view — carry-forward losses, WHT credits, and Section 62 combined.
Tax Efficiency & Optimization

Your gross return and your after-tax return are two different numbers. ilovepsx shows you the gap — and how to close it.

  • Holding period alert "Selling [Stock X] now triggers short-term CGT at 15%. Holding for 47 more days drops your rate. Potential saving: PKR 12,400." — The system watches holding periods and notifies you before you trigger a higher bracket.
  • Asset rebalancing insight "Moving PKR 200,000 from [Stock X] to a qualifying mutual fund this tax year creates a Section 62 credit of approx. PKR 8,000." — Quantified recommendation, not generic advice.
  • Filer vs non-filer Every trade shows you the exact PKR difference in tax owed between filer and non-filer status. Powerful incentive to stay active on FBR.
  • Tax timeline Year-over-year comparison of tax paid vs gains — is your tax efficiency improving or worsening over time?

Active Notification System: These insights appear as push notifications and email digests. "You have 3 active tax optimization opportunities. Total potential saving: PKR 31,200." This drives engagement even outside filing season.


Tax Contributors

Not all your holdings generate equal tax. See exactly which positions are driving your bill.

  • Ranked list of holdings by total tax generated — CGT plus WHT, combined.
  • Tax composition per holding — what proportion is Capital Gains vs Withholding Tax.
  • Horizontal bar chart — each holding's share of your total tax bill, visually proportional.
  • Sector-level aggregation — which sectors in your portfolio carry the highest tax concentration.
Trade-Level Tax Breakdown

Your accountant will ask for your trade-by-trade tax breakdown. ilovepsx already has it ready.

  • Per-trade tax table: Date · Asset · Buy price · Sell price · Capital gain · CGT rate applied · Tax paid · Net return after tax.
  • Drill-down: Click any trade to see the full CGT formula computation — exactly how the number was reached.
  • WHT receipts stored per dividend: Date, gross dividend, WHT deduction rate, and net amount received.
  • Documentation chain: Every trade and payout linked to its source broker confirmation email — the original proof.

One-click FBR report

Generate your complete FBR Capital Gains report in one click. Share it with your accountant. File it yourself. Done.

At the end of every tax year, ilovepsx generates a compliance-ready CGT report formatted specifically for Pakistan's Federal Board of Revenue. Every gain, every loss, every tax paid, every carry-forward balance — compiled into a single document, instantly. No spreadsheets. No reconstructing trade history. No hiring a consultant to find your numbers.

  • All realized gains and losses — by asset and trade date
  • Total CGT computed at both filer and non-filer rates
  • Total WHT deducted across all dividends
  • Carry-forward loss balance with the full expiry schedule
  • Section 62 deductions applied and remaining allowance
  • Full transaction log — every trade as supporting documentation
Transparent Pricing

Simple pricing. Free to start. No credit card required, no surprise limits.

Free

PKR 0 / month

All features unlocked. Free forever up to PKR 5M.

Start Free — No Credit Card
  • Portfolio tracking up to PKR 5,000,000
  • One-click FBR Capital Gains & Tax Reports
  • Tax loss harvesting & optimization alerts
  • Multiple portfolios & full trade-level receipts
  • All 3 asset classes & automated trade import
No Limits

Pro

PKR 1,000 / month

For serious investors managing larger capital.

Upgrade to Pro
  • Unlimited portfolio value — absolutely no caps
  • One-click FBR Capital Gains & Tax Reports
  • Tax loss harvesting & optimization alerts
  • Multiple portfolios & full trade-level receipts
  • All 3 asset classes & automated trade import

"If the FBR report saves you from one incorrect tax calculation, the annual subscription pays for itself before April."

Trusted by 7,200+ Investors

Investors who stopped guessing and started knowing.

"I had an Excel going back to 2016. Every bonus share, every right issue — manually updated. Within a week of using ilovepsx, my entire history was imported, cost basis corrected, and I found out I was actually down 4% on a stock I thought was profitable."

UK
Usman K. · Karachi PSX stocks · 8 years investing

"I didn't know Section 62 could save me PKR 45,000 in taxes every year. My bank never told me. My fund manager never told me. ilovepsx showed me the first week I connected my portfolio."

SM
Sara M. · Lahore Meezan, NBP, UBL funds

"For the first time I could see my actual total wealth — stocks with one broker, mutual funds with another, and gold I'd been buying for years — as one number. The asset allocation view completely changed how I think about my money."

AR
Ahsan R. · Islamabad Stocks, funds & gold
Frequently Asked Questions

Everything you need to know about tracking your wealth.

ilovepsx supports automated trade extraction from 14 major Pakistani brokers. This includes JS Global Capital, MRA Securities, AKD Securities, Adam Securities, Munir Khanani, Intermarket Securities, Arif Habib Limited, Adam Usman Securities, BMA Capital, Growth Securities, Topline Securities, Foundation Securities, KTrade (KASB), IGI Finex Securities, Alfalah CLSA, and Pearl Securities. You don't need to manually enter data; just forward your broker's official trade confirmation emails to your custom ilovepsx email address.

Capital Gains Tax (CGT) on PSX stocks is calculated based on your holding period and your FBR filing status. For filers, short-term holdings trigger higher CGT rates. If held longer, the rate drops depending on the specific tax year rules. Non-filers face significantly higher withholding and CGT rates. ilovepsx automatically tracks your holding periods, applies the correct FBR tax brackets, and calculates your exact net realized gain, removing the guesswork from tax season.

Under Pakistan's Income Tax Ordinance, if your capital losses exceed your capital gains in a given tax year, you can carry the net loss forward for up to 6 subsequent years. This allows you to offset future taxable gains and lower your tax bill. Many retail investors fail to claim this legal tax asset. Our platform automatically logs your net losses and tracks your carry-forward balance along with its expiry timeline.

Section 62 of the Income Tax Ordinance allows Pakistani investors a tax credit of up to 20% of their taxable income for investing in SECP-registered mutual funds and voluntary pension schemes. Qualifying funds include those from Meezan, NBP, UBL, and others. ilovepsx tracks your qualifying mutual fund investments in real time and calculates your exact PKR tax credit allowance, ensuring you maximize your deduction before the tax year closes.

Yes, absolutely. Because you manually forward or upload your trade confirmation documents to a secure, unique inbox generated for your account, we never request or require direct login credentials, API, or OAuth permissions to your personal email account. Our custom secure pipeline parsing engine strictly processes files and text blocks matching recognized, official broker templates to extract trade data safely.

When a PSX company issues bonus shares, you receive additional shares at no extra cost, which technically dilutes the stock price. To reflect this accurately, your average buy price (cost basis) must be adjusted downward. Most standard broker apps fail to adjust this historically, leading to inflated P&L illusions. ilovepsx detects bonus corporate actions and recalculates your cost basis instantly, giving you your true profitability.

Yes. If you maintain accounts with multiple brokers—for example, holding long-term investments with shadow accounts at Arif Habib and trading actively with KTrade—you can forward incoming trade verification emails from all of them directly into your unified portfolio tracker space. The platform handles the parsing, aggregate asset distribution, and calculations automatically.

Our Free tier offers full platform functionality up to a total portfolio value of PKR 5,000,000. If your portfolio grows beyond this limit through capital appreciation or new deposits, your data remains completely safe and accessible. You will simply be prompted to upgrade to the Pro tier (PKR 1,000/month) to continue importing new trades and accessing advanced analytics without limits.

Tax loss harvesting is a 100% legal and standard strategy used by professional fund managers in Pakistan. It involves deliberately selling positions that are currently at a loss to offset the taxable gains from your winning positions, thereby lowering your overall Capital Gains Tax liability. ilovepsx continuously scans your portfolio for these opportunities and shows you the exact PKR amount you can save before the tax year ends.

Yes, your data always belongs to you. You can export your complete trade history, activity log, and portfolio snapshots at any time in CSV format for spreadsheet analysis. Furthermore, our Tax Intelligence dashboard allows you to generate a fully formatted, FBR-compliant Capital Gains report in PDF, which you can hand directly to your accountant for tax filing.

Brokerage apps often struggle with historical cost basis tracking, especially after corporate actions like right issues, bonus shares, or stock splits. They may also ignore the impact of Withholding Tax (WHT) on dividends and broker commissions. ilovepsx factors in every fee, tax deduction, and corporate action from day one, giving you an institutional-grade, mathematically accurate True P&L.

When a dividend is announced, ilovepsx logs the gross dividend amount and automatically deducts the applicable Withholding Tax (WHT) based on your filer or non-filer status. We track your historical yield on cost (what the dividend pays relative to your original purchase price) and current dividend yield, allowing income investors to accurately measure their portfolio's real cash flow.

Yes. Most investors hold multiple asset classes but track them in isolated silos. ilovepsx allows you to input physical gold holdings (24K and 22K) by tola or gram. The platform tracks live gold rates, calculates your unrealized P&L, and incorporates your gold holdings into your overall portfolio asset allocation and risk metrics.

Generating an FBR-compliant CGT report usually requires days of manual Excel work. With ilovepsx, it takes one click. Our tax engine automatically calculates your short-term and long-term gains, applies the correct tax brackets, factors in carry-forward losses, and outputs a clean, accountant-ready PDF report containing your complete tax computation for the year.

Yes. When a company announces a right issue and you subscribe to the new shares, ilovepsx correctly adjusts your total capital deployed and blends the new share price into your average cost basis. We also support tracking reinvested dividends, ensuring your compounding returns and exact capital inflows are never misrepresented.

Portfolio beta is a risk metric that compares your portfolio's volatility against the KSE-100 index. A beta of 1.0 means your portfolio moves exactly with the market. A beta of 1.2 means it is 20% more volatile (higher risk/reward), while a beta of 0.8 indicates a more defensive portfolio. ilovepsx calculates this in real time to help you understand your true risk exposure.

Stop guessing what your portfolio is doing. Start knowing.

Join 1,200+ Pakistani investors tracking PKR 2.4 billion in stocks, mutual funds, and gold — with live P&L, automated tax tracking, and Institutional Insights. Free up to PKR 5,000,000. Setup in under 5 minutes.

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